The Best Referral Programs We Actually Use
Referral programs never die. Well, sometimes they do, sometimes the link expires. What we really mean is that earning money online with referral links is a vintage and, at the same time, effective way to get some extra income.
Even after the explosion of the SaaS era generated with Claude Code (or your AI tool of choice) and everyone is generating code like crazy, sharing a good service with the right people and taking advantage of their incentivized recommendation and registration programs is easy, legal, and safe money; and time invested in something that can be quite lucrative.
What we’ve dubbed our referral program was created solely to help us raise funds to improve our platform. Owldotask is a living being that needs to eat – although its food is GBs of transfer, storage, emails, taxes, and CPC ad campaigns.
So, we have integrated this program into our ecosystem and we give feathers as an additional reward to users who use our links. We will only recommend platforms and services that we think are worth it and that we have used or are currently using.
We will keep this page updated as we add new programs. If you know of one worth adding, get in touch.
Table of Contents
Banking
The banking sector has some of the most generous referral programs available — partly because acquiring a new customer is expensive, and they would rather share that cost with you than spend it on advertising.
Skrill
Skrill is a digital wallet widely used for online payments, freelance transfers, and — relevantly for this community — receiving payouts from earn-online platforms. We use it ourselves for exactly that purpose.
How the referral works:
- You earn €15 as a discount on your next international transfer once your referred friend completes their first qualifying transfer.
- Your friend also receives €15 off their first international transfer.
- To qualify, your friend must sign up through your link or referral code, and complete an international transfer of €150 or more.
- The transfer can be made to yourself — for example, from Skrill to Revolut or N26 — which makes this one of the easiest referral bonuses to unlock.
- Your €15 credit is issued once your friend's transfer is received.
- No cap on the number of referrals.
Earn Feathers
- Feathers awarded: 1500 🪶
- To claim your feathers, send us a message via the contact form with your Skrill username and your Owldotask username. We verify manually and credit your feathers within 48 hours.
Our referral link: Sign up to Skrill and get €15 →
Alternatively, you can use the referral code manually during sign-up: jorgeg422
Official program page: : skrill.com — Refer a Friend Terms & Conditions
Why we like Skrill beyond the referral
Skrill is one of the oldest digital wallets on the market — regulated in the United Kingdom and operating since 2001. Beyond the referral bonus, it is genuinely useful: you can send and receive money internationally, make online payments, and use a free debit card with no additional monthly cost. The verification process (KYC) is straightforward and usually completed quickly. For anyone who earns online — whether through platforms like Owldotask, freelance work, or affiliate programs — having a Skrill account is a practical tool to have in your kit, regardless of any bonus.
N26
N26 is a fully licensed European bank with a clean mobile app and no monthly fees on its basic account. It is the account we recommend to anyone who wants a modern bank that just works — no paperwork, no branch visits, fully managed from your phone.
How the referral works:
- You earn €20 when a friend opens an N26 account through your link or referral code.
- Your friend receives €15 as a welcome bonus.
- To qualify, your friend must sign up using your link or code and complete an eligible card purchase with their N26 Mastercard — physical or virtual.
- The following do not count as eligible purchases: ATM withdrawals, gambling transactions, crypto purchases, PayPal payments, or transfers to credit accounts.
- Referral rewards are credited within 60 days of the qualifying action being completed.
- Referral codes can only be used once per new account — your friend cannot apply a second code later.
- The program is for personal use only — commercial promotion, paid ads, coupon sites, and automated systems are not permitted.
Earn Feathers
- Feathers awarded: 1500 🪶 To claim your feathers, send us a message via the contact form with your N26 username and your Owldotask username. We verify manually and credit your feathers within 48 hours.
Our referral link: Sign up to N26 and get €15 →
Official program page: N26 — Refer a Friend Terms & Conditions
Why we like N26 beyond the referral
N26 is one of the most polished mobile banking experiences available in Europe. The account opens in minutes, the card arrives quickly, and day-to-day use is genuinely frictionless — instant payment notifications, easy international transfers, and a clean interface that gets out of your way. The free tier covers everything most people need, with no hidden fees and no minimum balance. If you are looking for a secondary account to separate your online earnings from your main bank, N26 is a solid choice.
A Few Things Worth Knowing
Referral programs are genuinely useful, but they come with some fine print worth being aware of before you start sharing links:
- Most programs require the referred person to take a qualifying action — just signing up is rarely enough. Usually they need to make a deposit, a payment, or a purchase.
- Bonuses can change without notice. The figures above are accurate at the time of writing, but referral programs are updated frequently. Always check the current terms on the provider's site before sharing.
- Some programs are region-locked. N26 and Revolut, for example, are not available in all countries. If you share a link with someone outside the supported region, neither of you will receive the bonus.
- Do not spam. Beyond being annoying, aggressive sharing can get your referral account flagged or suspended. Share with people who will genuinely benefit from the product.
More Coming Soon
We are actively testing other referral programs across several categories and we will only add them here once we have used them ourselves and can speak to the experience honestly.
If you use a referral program that you think deserves our attention, let us know.